Terms of Service

By consenting to receive text messages from Ramsay Financial, you agree to the following SMS terms:

• Program Description: Ramsay Financial may send non-marketing messages about our Free Business strategy call and/or marketing and promotional messages, based on your separate consent selections.
• Cancellation (Opt-Out) Instructions: You may cancel your SMS subscription at any time by replying STOP to any message. You will be removed from the applicable program and will receive no further messages for that program.
• Support Information: For assistance, text HELP to any message, or contact us using the contact information below.
• Carrier Liability: Ramsay Financial is not liable for delayed or undelivered messages and does not guarantee that any message will be delivered.
• Message & Data Rates: Message and data rates may apply to messages sent or received. Check with your wireless carrier for details.
• Supported Carriers: Messages are supported by major U.S. wireless carriers. Availability may vary by carrier.
• Age Restriction: SMS programs are intended for individuals 18 years of age or older.

Your use of our services and SMS programs is governed by our Privacy Policy, which describes how we collect, use, and protect your information.

By accessing and using this website, you accept these Terms of Service in full. If you disagree with any part, please do not use our website. We reserve the right to modify or replace these terms at any time.

Unless otherwise stated, Ramsay Financial owns the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may view and use content for personal, non-commercial use subject to these terms.

We grant you a limited, non-exclusive, non-transferable license to access and use this website for its intended purpose. You may not reproduce, republish, or distribute any part of this website without prior written permission.

When you submit information through our forms, you grant Ramsay Financial the right to use that information to respond to your inquiry, provide requested services, and communicate with you in accordance with our Privacy Policy and your consent selections.

This website and its content are provided on an "as is" and "as available" basis. Ramsay Financial does not guarantee the accuracy, completeness, or timeliness of information. Insurance and financial products are subject to eligibility, underwriting, product availability, and applicable regulations. We do not guarantee any specific outcome, approval, or result.

This website may facilitate inquiries related to insurance and financial products. Submitting a form does not constitute an offer, contract, or guarantee of any product, price, or approval.

Where registration or account access is required, you are responsible for maintaining the confidentiality of your credentials and for all activities under your account.

We may terminate or suspend access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

These Terms are governed by applicable laws and regulations. Any disputes shall be resolved in accordance with applicable jurisdiction and venue rules.

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date.

If you have questions about these Terms of Service, please contact us:

• Phone: +1 866-252-2531
• Email: albert@ramsayfinancial.com