Certified Tax & Business Advisor
Pay Less. Keep More.
93% of US business owners overpay their taxes. Are you one of them? Discover how proactive strategic tax planning helps you pay less, keep more, and legally reduce your tax burden.
Jurisdiction Note: Albert Ramsay's Certified Tax & Business Advisor (CTBA) designation and tax planning advisory services apply specifically to businesses operating in the United States (USA). Please note that this advisory service operates independently under US tax regulations.
Pay Less. Keep More.
93% of US Business Owners Overpay Their Taxes. Are You One of Them?
When was the last time your tax professional called and said, “I have an idea that will save you money?”
If the answer is “never,” you are likely among the 93% of US business owners who are paying more tax than legally required. Most accountants record history. Proactive tax planning changes your future.
Excel Empire Partner Advisory
Why Do So Many US Business Owners Overpay Their Taxes?
A survey published in Forbes magazine showed 93% of US business owners pay more tax than they’re legally required to pay. How can that be when most of them have perfectly competent accountants working on their behalf?
The answer is that, while most tax professionals do a perfectly good job putting the “right” numbers in the “right” boxes on the “right forms,” that’s when they call it a day. They don’t have the time, the training, or the temperament to help you go beyond mere numbers in boxes.
They tell you how much you owe. But they don’t tell you how to pay less.
Want more proof? Ask yourself, when was the last time your tax pro came to you with an idea to save money? If the answer is “never,” then you’re in that 93% paying too much!
Traditional Filing vs. Strategic Planning
Filing tells you what you owe. Planning shows you how to pay less legally.
Lowering Your Taxes Works Just Like Going to the Doctor
Most business owners have never done any sort of formal tax planning, so they have no idea how it works. Our process works the same way as what happens when you visit the doctor because you’re sick.
First, We Diagnose the "Patient"
The diagnosis starts with a Discovery Call. We ask targeted questions about your business, corporate structure, and goals. Then we review your business and personal tax returns alongside statements to uncover costly mistakes, hidden deductions, and missed opportunities you never knew existed.
Next, We Write the "Prescription"
The prescription takes the form of a comprehensive, customized Tax Reduction Plan. Our team of specialists reviews every legal angle, deduction, credit, and advanced planning strategy to achieve the maximum possible savings. Everything is laid out transparently in writing.
Finally, We "Fill" the Prescription
We work with our affiliated CPA firm and a team of nationally recognized tax attorneys, valuation experts, and corporate strategists to implement each piece — from specialized tax credits to capital gains deferral, trusts, and corporate restructurings.
A Proven Methodology to Help You Pay Less
Legally. Morally. Ethically.
There’s no cost for us to walk you through our Discovery Call and submit your returns to our team of experts. If you qualify for our service, we’ll tell you upfront exactly how much we’ll save. In fact, we’ll guarantee it, or you’ll get part or all of your money back. There’s literally no risk to get the ball rolling.
Proven Track Record
Albert Ramsay and the Team Help Businesses Save Money
Through the strategic use of advanced tax credits, proactive deductions, and entity optimization.
Albert Ramsay
Certified Tax & Business Advisor (CTBA)
Life Insurance Licensed | 1+-Decade Career
About Albert Ramsay
A seasoned professional with a solid engineering background, Albert has held senior management positions in numerous large multinational corporations operating in a variety of sectors and industries. Over the course of his four-decade career, he has consistently shown a dedication to leadership and performance.
He started out as an engineer and soon made a name for himself with his technical knowledge and problem-solving skills. Because of his commitment, he was able to advance into managerial positions where he managed challenging projects and led diverse teams to success.
Albert holds a life insurance license and has more than 15 years of experience in the financial services industry. His desire to equip others with the skills and information required for financial freedom stems from his enthusiasm for financial education. As a Certified Tax and Business Advisor (CTBA), he pairs strategic tax reduction with long-term protection and wealth accumulation.
Ready to Stop Overpaying Your Taxes?
Take 2 minutes to visit Albert Ramsay’s official advisor portal, request your discovery call, and find out exactly how much you can legally save.