Privacy Policy

Ramsay Financial ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, forms, SMS communications, and related services.

By accessing or using our services, you consent to the practices described in this Privacy Policy. If you do not agree with these practices, please do not use our services.

We may collect the following categories of information:

• Personal Information: First name, last name, email address, phone number, city, state, and other details you provide through our forms.
• Service-Related Information: The services you're interested in and any questions or queries you share with us.
• Communications Information: Records of your consent to receive marketing and/or non-marketing text messages, and the content of messages you send to us.
• Technical Information: IP address, browser type, device information, and usage data collected through cookies and tracking technologies.

We use the information we collect to:

• Respond to your inquiries and provide requested information.
• Process quote requests and schedule sessions.
• Send non-marketing text messages about our Free Business strategy call, where you have consented.
• Send marketing and promotional messages, where you have consented.
• Improve our services, website, and user experience.
• Comply with legal, regulatory, and compliance obligations.

For all SMS communications, Ramsay Financial complies with applicable rules and regulations, including providing clear opt-in consent, STOP and HELP instructions, and maintaining records of consent where supported. Marketing consent and non-marketing consent are maintained separately and are never pre-selected on our forms.

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

• Service providers and partners who assist us in operating our business, including CRM and communication platforms.
• Insurance carriers and product providers, where applicable and necessary to fulfill your requests.
• Parties required by law, regulation, or legal process.

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Our website may use cookies and similar tracking technologies to enhance your experience and analyze traffic. You can control cookies through your browser settings. Disabling cookies may affect some functionality.

Depending on your location, you may have rights to access, correct, delete, or restrict the use of your personal information. You may also withdraw consent for SMS communications at any time by replying STOP. To exercise any of these rights, contact us using the details below.

Our website may contain links to third-party websites, including social media profiles and reference pages. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review their privacy policies.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

If you have questions about this Privacy Policy or our data practices, please contact us:

• Phone: +1 866-252-2531
• Email: albert@ramsayfinancial.com